I am being redirected to Affirm after I have been approved with Katapult. What is going on?

Recently there was an update to the Wayfair Finance experience. We apologize you are getting this message. If you have been pre-approved. Please follow the steps listed below: 1. Attempt the checkout process again2. When you are asked for the last 4 of your SSN do not submit it 3. Select the link stating " learn more about our available offers", and click "continue"4. You will see a new window [...]

What is suspense? Is it counted towards my balance?

Katapult’s self-service portal and custom payment options allow you to make payments in any amount up to the amount necessary to purchase the property through the early purchase option or through payments of the total cost of the lease. The flexible payment features are designed for your convenience. If you elect to pay an amount that exceeds the current amount due for the next rental [...]

What happens after my 90 days? Do I have options?

During your first 90 days, you are in the 90 Day EPO (Early Purchase Option) promotional period. This is the most cost-effective period where you only pay the cost of the Product XXXX.XX + sales tax + 5% to Katapult (if applicable). After your 90-day promotion has concluded, 100% of your payment goes toward your FINAL LEASE TOTAL. This information can be found on the last page of your contract. [...]

How much of my payment goes toward the BO after my 90 days?

After your 90-day promotion has concluded, 100% of your payment goes toward your FINAL LEASE TOTAL. This information can be found on the last page of your contract. Keep in mind, you can always decide to pay off your product at a discounted rate at any point during your lease. Those discounted rates can also be found on the last page of your [...]

How does the 90 Day Buyout process work?

E90 Early Purchase Option 90-Day (3 months in CA) You can buy out your lease-to-own agreement within the first 90-days. This amount includes the cash price, plus the lease-to-own cost for the first 90-days. Taking advantage of the 90-day purchase option will save you the most [...]